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Cash Credit

Access flexible cash credit options from leading Banks and NBFCs to manage day-to-day business working capital needs

Get access to revolving credit for your business needs. Withdraw funds as required, pay interest only on the amount utilized, and ensure smooth operations with flexible limits and easy renewals

  • Limit: ₹5 lakh to ₹5 crore
  • Tenure: Up to 12 months (renewable)
  • Interest Rate: Competitive, charged on utilized amount
  • Processing: Fast application support and digital documentation
  • Eligibility: Businesses with stable turnover and inventory
Apply Now
Cash Credit

Why Choose Cash Credit Facility?

  • Revolving credit for ongoing business needs
  • Interest charged only on amount used
  • Easy renewal and top-up options
  • Digital documentation and fast processing
  • Dedicated support for your business

Eligibility Criteria

  • Indian businesses with minimum 2 years vintage
  • Valid business registration and KYC documents
  • Stable turnover and satisfactory credit profile
  • Inventory and receivables as collateral

Apply for Cash Credit Facility

Frequently Asked Questions

  • What is cash credit?
    A revolving credit facility for businesses to manage working capital needs.
  • Who can apply?
    Businesses with stable turnover and inventory, meeting eligibility criteria.
  • How is interest calculated?
    Interest is charged only on the amount utilized, not the entire limit.
  • Can I renew my cash credit?
    Yes, renewal and top-up options are available.